My Open Letter to Ernest Garcia II and Ernest Garcia III about Carvana’s Financials

Initial Disclosure: This article is for informational purposes only and should not be considered financial or legal advice. The views are that of the author of this article and should be understood as such. In addition, the author of the article has purchased puts in Carvana, which means that the author is investing with the …

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How to Maximize Your Spending Power While Paying Off Debt

People who want to pay off their debts face a difficult situation because they need to control their money usage. People often believe they need to surrender all their money to debt repayment, but there exist methods that help you spend money effectively while reaching your financial goals. The article provides useful advice to help …

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How to Simplify Your Finances and Focus on What Truly Matters

Why Financial Simplicity Matters Modern finances can be loud. The process of managing multiple accounts and subscribing to numerous services, while also receiving alerts and continuous money-optimization advice, leads to mental exhaustion. Your financial simplification process will help you maintain business control and motivation, as it creates an uninterrupted money path that supports your lifestyle …

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House Hacking 101: How Sharing Your Home Can Help You Reclaim Your Finances

Housing is one of the biggest monthly expenses for most people, and it wouldn’t be a surprise if it’s one for you, too. Rent or mortgage payments tend to be the priority, and it takes up a large chunk of the income before there’s much left for other things. With time, essential expenses like saving, …

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Mastering Financial Balance: How to Pay Off Debt and Still Enjoy Life

Debt can feel like it’s weighing you down, especially when you’re trying to figure out how to enjoy life while also dealing with financial responsibilities. Whether it’s student loans, credit card bills, or any other debt, it can be tough to strike the right balance between paying off what you owe and still living a …

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Inventory Management Without the Headaches: How to Choose the Right QuickBooks Inventory Setup

If you’ve ever looked at your bank balance and thought, “We’re selling… so why do we feel broke?” there’s a good chance inventory is part of the story. Inventory is weird like that. It’s an asset on paper, but in real life it behaves like a silent cash-eater, especially when stock is scattered across shelves, …

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