My Open Letter to Ernest Garcia II and Ernest Garcia III about Carvana’s Financials

Initial Disclosure: This article is for informational purposes only and should not be considered financial or legal advice. The views are that of the author of this article and should be understood as such. In addition, the author of the article has purchased puts in Carvana, which means that the author is investing with the …

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How to Build a Debt-Free Future: The Best Tools for Tracking and Managing Your Finances

Numerous people aspire to become debt-free, but this objective becomes challenging during specific times. Financial freedom requires deliberate choices, together with a well-defined plan and suitable tools, which maintain your progress. Various approaches exist to gain control over your financial future when you need to eliminate credit card debt and student loans, along with other …

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What Is the Best Therapy for Anger Issues?

When you’re grappling with anger issues, finding the right therapy can feel overwhelming. Different methods offer unique benefits, and understanding them is key to making an informed choice. Cognitive-Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and mindfulness practices each have their strengths. But how do you know which one suits your needs best for Calgary …

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Home Financing Demystified: Understanding the Costs of Buying a House

Buying a house is a monumental decision, and while it often signifies a significant milestone, it can also be a complex process filled with many financial nuances. From down payments to hidden fees, the costs associated with purchasing a home can sometimes feel overwhelming.  Whether you’re a first-time buyer or looking to relocate, understanding these …

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How to Track Business Expenses When You’re Not a ‘Numbers Person’

Let’s be real. if spreadsheets make your eyes glaze over and financial reports feel like a foreign language, you’re not alone. A lot of brilliant startup founders, creators, and small business owners aren’t “numbers people.” But here’s the good news: You don’t have to be a CPA to manage your business finances like a pro. …

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Budget Safari Connectivity: How a Travel eSIM Slashes Roaming Costs on a South-African Backpacking Trip

You’ve scraped together points for a Johannesburg flight, packed your hand-me-down DSLR, and promised your accountant soul you’ll stick to a shoestring. Then the WhatsApp bill from last year’s Thailand jaunt hits your inbox and your heart cat-leaps like a startled impala. Data roaming can maul a bank balance faster than a hungry lion unless …

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